In the current scenario of the Indian economy, credit co-operative societies have their own unparalleled importance. Ever since the inception of the 1904 Cooperative Credit Societies act, thousands of cooperative societies in India, in all spheres, financially assist various community members in their economic enterprises, and also help create funds. As of now, they cover approximately 99% of Indian Cities and 71% of total rural households in the country. Namma Karnataka Souhardha Credit Cooperative Limited was started by Mr Naresh P Reganti with the aim of providing all the financial & utility facilities & services irrespective of their cast & community for the betterment of the society, including many other financial services to its members. We at NKSCCL believe that there is an immense need to support financially, the growing population of individuals that have the power to harness the country’s evolution and growth with unprecedented power and passion. There is a massive potential for advancement in India, considering the fact that about 60% of our country’s population consists of the working category, a number larger than any country in the world. It is our mission to fuel this progression by providing financial services that would enable less privileged and the youth to become self-reliant and independent. NKSCCL has been formed keeping in view of all sections of the societies in order to empower their goals and turn them into reality. We also lay emphasis on encouraging young talented individuals who want to pursue entrepreneurial activities. The cooperative consists of a group of like minded people with a vision to serve the members of the society and to empower the community, focusing on nation building activities.

The Founder president Naresh P Reganti along with Vice President Uma N R have contributed hugely to the building of NKSCCL, from inception to final realisation of the structure of NKSCCL. Being well established social entrepreneurs themselves, they’ve identified the immense necessity for financial services for the progress of any business organisation. They head the following organisations along with NKSCCL, which are well acclaimed in their own specific arena :

  • Edurays India: A commonplace name in the field of Skill development training, Education consultancy and E-Governance services (http://eduraysindia.com/).
  • Educhamps: A franchise based preschool education chain, with innovative education strategies and learning methods(http://www.educhamps.in/).
  • Glitzy Public School: A full-fledged CBSE and State syllabus school starting from Nursery to 10 th standard (http://www.glitzyindia.com/).
  • Namma Kendra: A b2b model portal providing all online services through more than 350 franchise outlets in Karnataka (https://nammakendra.in/).
  • RANAU Techno Ventures Pvt Ltd: A distinguished tech company concentrating on IT, ITES, Finance, Energy conservation products and services (http://www.ranautech.com/).

Financial services: We offer all kinds of modern financial services under one roof keeping in view of all kinds and creeds of people in the society. Our services are carefully designed to meet the needs of all the classes of the society especially that of the less privileged, by offering attractive interest rates on deposits. We are also launching education loan focusing primary, elementary and high school with reasonable interest rates.

Our Vision: Our aim is to play a central role in the co-operative movement by providing relevant and innovative financial services to our customers for the optimum benefit of all our stakeholders. We strive to foster the talents and to enhance the Entrepreneurial abilities of the new generation through financial assistance and support.